Bridge financing calculator
Estimate the interest and fees on bridge financing that covers the gap between buying your next home and receiving the money from selling your current one.
Mortgage rules last reviewed: September 29, 2026
Usually the equity you are waiting to receive from your sale.
Example rate. Lenders often price bridge loans above prime.
- Interest
- $1,726
- Admin fee
- $500
- Total cost
- $2,226
- Cost per day
- $49.47
For illustration only. Not a rate quote, approval or pre-qualification.
How this is calculated
- Bridge financing generally requires a firm (unconditional) sale agreement on your current home.
- Many lenders limit the bridge period, often to around 90 to 120 days. This varies by lender.
- Estimates only. The rate shown is an example, and actual rates, fees and eligibility depend on the lender.
Calculator disclaimer
Calculators are provided for general informational and illustrative purposes only.
Results are estimates and may not reflect lender-specific qualification requirements, mortgage-insurance premiums, taxes, fees, available products, payment calculations or other transaction costs.
Calculator results do not constitute:
- Mortgage approval
- Pre-approval
- A rate commitment
- A lending commitment
- Financial advice
- Tax advice
- Or legal advice
Mortgage rules, rates and lender requirements can change.
For advice about your specific circumstances, speak with the appropriate licensed professional.
But how does this apply to your business income?
This calculator estimates the numbers you entered. How a lender treats your salary, dividends or business income is a separate question, and it's the one the Mortgage Readiness Review looks at first.